सुषमा स्वराज

सुषमा स्वराज जी चाहती है ” गीता ” राष्ट्रीय पुस्तक घोषित हो , क्या आप भी सहमत है ?

नई दिल्ली: विदेशमंत्री सुषमा स्वराज ने केंद्र से भगवत गीता को राष्ट्रीय धार्मिक ग्रंथ बनाने की सिफ़ारिश की है। स्वराज ने आज कहा कि इस संबंध में केवल औपचारिकता रह गई है, जिस पर विवाद खड़ा हो गया। वहीं तृणमूल कांग्रेस ने इस पर कहा कि लोकतंत्र में संविधान ‘पवित्र पुस्तक’ है। Click here to […]

PAK ने भारतीय जवान को छोड़ा, सर्जिकल स्ट्राइक के बाद LoC क्रॉस की थी

नई दिल्ली.सर्जिकल स्ट्राइक के कुछ ही घंटे बाद जम्मू-कश्मीर में गलती से एलओसी क्रॉस करने वाले भारतीय जवान चंदू बाबूलाल चव्हाण को पाकिस्तान ने शनिवार को रिहा कर दिया। न्यूज एजेंसी के मुताबिक, दोपहर 2.30 बजे चंदू को वाघा बॉर्डर पर इंडियन एजेंसी को सौंपा गया। इसके बाद डॉक्टर्स की टीम ने जवान का मेडिकल […]


आखिरी स्पीच में मोदी का नाम लेकर रो पड़े ओबामा, बोले मोदी जैसा कोई नहीं

अमेरिका के राष्ट्रपति बराक ओबामा ने बुधवार को व्हाइट हाउस में आखिरी न्यूज कॉन्फ्रेंस को संबोधित किया। इस दौरान उन्होंने भारत और अमेरिका के रिश्तों पर भी बात की। ओबामा ने कहा कि मोदी की अगुवाई में दोनों देशों के बीच रिश्ते बेहतर हुए हैं। इस दौरान वह भावुक भी हुए। इतना ही नहीं बराक […]

Ahead of China, PM Modi’s ‘Startup India’ makes country world’s 3rd largest hub for new tech outfits

Prime Minister Narendra Modi’s ‘Startup India’ initiative has caught the attention of the world. ‘India’ was a key topic at the ongoing World Economic Forum’s Annual Meeting 2017. The ‘Startup India’ initiative has not only effected a startup boom in the country but also made India world’s third largest “hotspot” for new tech businesses in […]

Xiaomi Redmi Note 4 Launched, iPhone 8 and Samsung Galaxy S8 Rumours, More: Himbuds.com

HIGHLIGHTS The Xiaomi Redmi Note 4 has been launched at a starting price of Rs 9,999 Three variants of this model will be sold in India Gadgets 360 rates the 4GB RAM variant of the phone 8 out of 10 The Xiaomi Redmi Note 4 is here, continuing the company’s tradition of launching phones with […]

Baba Ramdev beats Olympic silver medallist in Wrestling

Baba Ramdev beats Olympic silver medallist Andrey Stadnik 12-0 in a friendly ‘dangal’ before the semifinals of Pro Wrestling League today evening. Famous Yog guru Baba Ramdev smacked Andrey Stadnik (Beijing Olypic Silver Medallist) 12-0 in the friendly bout before the semifinals of Pro Wrestling League. Baba Ramdev walked-on-his-hands for seconds before fighting the bout. Her scored […]

ATM Cash Withdrawal Limit Raised From Rs. 4,500 To Rs. 10,000 A Day, Says Reserve Bank

HIGHLIGHTS Cash withdrawal limit increased to Rs. 10,000 per day starting tomorrow Weekly withdrawal limit of Rs. 24,000 per bank account remains unchanged Weekly withdrawal amount for current accounts doubled to Rs. 1 lakh NEW DELHI: Starting tomorrow, you can pull out 10,000 per day from an ATM, though a weekly limit of 24,000 per bank […]

RTI reveals: Govt. buying Bullet Proof Jackets for Army

Government of India has already bought 50,000 bullet proof jackets for the Army personnel and the order for a lot of 25,000 has already been placed, reveals the RTI reply by Ministry of Defence, Government of India. India is celebrating its 69th Army Day today. Every single individual of this country, who feels proud to […]

Need Extra Money? How Salary Overdraft Could Help You


  1. Some banks offer facility of overdraft against salary accounts
  2. They charge one-time fee or processing charges for offering this facility
  3. Banks extend credit based on account holder’s take home salary

Do you need to break your bank fixed deposit when you need funds in an emergency or for the short term? For such situations, many banks offer an overdraft facility against assets like property, fixed deposits, mutual funds and insurance holdings.

Some banks even offer the facility of overdraft against salary accounts. This facility allows account holders to withdraw funds more than what is maintained in their accounts.

To have access to this facility, the account holders need to apply separately to the bank. Some banks charge a one-time fee or processing charges for offering this facility.
Under the salary overdraft facility, banks extend credit based on the take-home salary of the account holder. It is usually 2-3 times of the monthly salary.

HDFC Bank, for example, offers the freedom to customers use salary overdraft facility through cheques, ATM, online transfer, etc. Interest is charged on the amount utilised as overdraft. Banks have a minimum and maximum limit in case of an salary overdraft facility. For example, in case of HDFC Bank, the minimum and maximum limit is Rs 25,000 and Rs 1,00,000.

The repayment period varies depending on banks. In case of SBI, the overdraft is repayable in 6 months.

The maximum limit in case overdraft facility granted against different assets is much higher.

Axis Bank, for example, gives credit up to 85 per cent of the value of your fixed deposit with repayment period of up to the remaining tenure of the underlying fixed deposit.

Axis Bank charges interest rate of around 2 per cent higher than that of the fixed deposit rate.

Source:- Surajit Dasgupta

Read more about Need Extra Money? How Salary Overdraft Could Help You

Anagh Agarwal from Mumbai scored 1600/1600 in the new pattern of SAT and 36/36 in ACT./गजब: मुंबई के इस लड़के ने SAT, ACT में किया 100% स्कोर

Anagh Agarwal from Mumbai scored 1600/1600 in the new pattern of SAT and 36/36 in ACT.

Anagh Agarwal, a 16-year-old student of Dhirubhai Ambani International School, has become the first Indian to score a full 100% in his SAT exams and thus an excess of opportunities waiting for him. He aims to pursue a major in economics from Harvard University.

A good SAT or ACT (American College Testing) score standardized examination for admission to US colleges and this would have been enough to secure admission to the Ivy League institute, but the 16-year-old has gone ahead and secured perfect scores in both the exams.

According to TOI reports, Agarwal scored 1600/1600 in the new pattern of SAT and 36/36 in ACT. Most students take either of the exams. “I took it up as a personal challenge. I had always wanted to appear for SAT, and I started preparation about five months ago. To appear for ACT was a last-minute decision,” said Agarwal, adding that his reading habit helped him in his preparation.

He has his plans all made. “I want to get into investment banking for a short period in the US after completing my studies. Then I intend to return to India and join politics and become the finance minister someday,” said Agarwal.

Read more about Anagh Agarwal from Mumbai scored 1600/1600 in the new pattern of SAT and 36/36 in ACT./गजब: मुंबई के इस लड़के ने SAT, ACT में किया 100% स्कोर

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